The Swiggy HDFC Bank co-branded credit card has been making waves in the world of credit cards since its launch. It combines the convenience of a credit card with exciting rewards and offers tailored for food enthusiasts. This card is a result of the collaboration between Swiggy, one of India’s leading food delivery platforms, and HDFC Bank, a renowned name in the banking sector. Let’s delve into the details of this card and explore its key features, benefits, and eligibility criteria.
Swiggy HDFC Bank Co-Branded Credit Card – Key Features
The Swiggy HDFC Bank co-branded credit card comes packed with a range of features that make it an attractive option for foodies and online shoppers. Here are the key highlights of the card:
- Reward Points on Swiggy Orders: Cardholders earn reward points for every order they place on Swiggy. These points can be redeemed for exciting discounts and offers on subsequent orders.
- Welcome Benefits: New cardholders are entitled to receive attractive welcome benefits, such as bonus reward points or vouchers, as a gesture of gratitude for choosing this card.
- Dining and Shopping Offers: Apart from the rewards on Swiggy, the card also offers discounts and cashback on dining at partner restaurants and shopping at select outlets.
- Fuel Surcharge Waiver: With the Swiggy HDFC Bank co-branded credit card, you can enjoy a fuel surcharge waiver on fuel transactions, making it even more economical to use.
- Zero Liability on Lost Card: In case your card is lost or stolen, HDFC Bank provides zero liability on any fraudulent transactions that might occur before reporting the loss.
- Interest-Free Period: The card comes with an interest-free period, allowing you to manage your expenses efficiently and pay the dues on time.
- Contactless Payments: This credit card is equipped with contactless payment technology, enabling quick and secure transactions with just a tap.
How to Apply for the Swiggy HDFC Bank Co-Branded Credit Card?
Getting your hands on the Swiggy HDFC Bank co-branded credit card is a straightforward process. Here’s a step-by-step guide to help you with the application:
- Check Eligibility: Visit the official website of HDFC Bank and navigate to the credit card section. Check the eligibility criteria for the Swiggy co-branded card.
- Fill out the Application Form: If you meet the eligibility requirements, fill out the online application form with accurate details.
- Submit Documents: Upload the necessary documents, including identity proof, address proof, income proof, and a recent passport-sized photograph.
- Verification and Approval: Once the application and documents are submitted, the bank will verify the information. If everything is in order, your credit card application will be approved.
- Receive the Card: After approval, you will receive the Swiggy HDFC Bank co-branded credit card at your registered address within a few days.
Swiggy HDFC Bank Co-Branded Credit Card – Eligibility Criteria
To be eligible for the Swiggy HDFC Bank co-branded credit card, you need to meet certain criteria set by the bank. The eligibility conditions typically include:
- Age: You should be at least 21 years old to apply for the card.
- Income: The minimum income requirement varies from city to city and is subject to change at the bank’s discretion.
- Credit Score: A healthy credit score is essential for a higher chance of approval.
- Residential Status: You must be an Indian resident with a valid residential address.
Swiggy HDFC Bank Co-Branded Credit Card – How It Works?
Using the Swiggy HDFC Bank co-branded credit card is simple and can be done in the following steps:
- Order on Swiggy: Begin by ordering your favorite food from Swiggy, just like you normally would.
- Payment with the Card: At the payment stage, choose the Swiggy HDFC Bank co-branded credit card as your preferred mode of payment.
- Earn Reward Points: Every time you use the card for payment, you earn reward points that get accumulated in your account.
- Redeem Reward Points: Once you have accumulated a sufficient number of reward points, you can redeem them for discounts or offers on your future Swiggy orders.
- Track Transactions: Keep track of your credit card transactions through the HDFC Bank mobile app or internet banking portal.
Advantages of the Swiggy HDFC Bank Co-Branded Credit Card
The Swiggy HDFC Bank co-branded credit card comes with several advantages that cater to the lifestyle of food lovers and online shoppers. Let’s take a closer look at the benefits:
- Tailored for Foodies: The card is designed with food enthusiasts in mind, offering rewarding experiences on Swiggy orders.
- Wide Acceptance: Being powered by Visa or Mastercard, the card is widely accepted both in India and internationally.
- Cashback on Dining: Apart from Swiggy, the card provides cashback and discounts at partner restaurants, making dining out more enjoyable.
- Fuel Surcharge Waiver: With the rising fuel prices, the fuel surcharge waiver on this card saves money on each visit to the petrol pump.
- Interest-Free Period: Cardholders get an interest-free period to repay the outstanding amount without incurring additional charges.
- Contactless Technology: The contactless feature ensures faster and secure transactions, enhancing the overall user experience.
- Zero Liability: In case of any unauthorized transactions, the card offers zero liability, providing peace of mind to the cardholder.
Frequently Asked Questions (FAQs)
FAQ 1: What is the eligibility criteria for the Swiggy HDFC Bank co-branded credit card?
Answer: To be eligible for the card, you must be at least 21 years old, have a stable income, and a good credit score. You should also be an Indian resident with a valid residential address.
FAQ 2: How can I apply for the Swiggy HDFC Bank co-branded credit card?
Answer: You can apply for the card by visiting the HDFC Bank website, checking your eligibility, filling out the application form, and submitting the necessary documents online.
FAQ 3: What are the key features of the Swiggy HDFC Bank co-branded credit card?
Answer: The card offers reward points on Swiggy orders, welcome benefits, dining and shopping offers, fuel surcharge waiver, zero liability on lost card, and an interest-free period.