Chief Minister Revanth Reddy to launch the second phase of the crop loan waiver today (30 July 2024) at the Legislative Assembly premises. This initiative will waive crop loans of up to ₹1.50 lakh for each farmer in a single transaction, with the funds being directly credited to the farmers’ bank accounts. The Telangana government has launched the Crop Loan Waiver Scheme 2024, a significant initiative aimed at alleviating the financial stress of farmers by waiving off agricultural loans. This article will guide you through the details of the scheme, eligibility criteria, and how to check the Telangana Crop Loan Waiver List 2024 online.
Understanding the Telangana Crop Loan Waiver Scheme
In an effort to support farmers, the Telangana government introduced the Crop Loan Waiver Scheme initially in 2018. The scheme aimed to reduce the financial burden on farmers by waiving outstanding agricultural loans. In 2024, the government has renewed this commitment, planning to benefit approximately 11.5 lakh farmers across the state. This move is part of fulfilling the six guarantees promised during the assembly elections.
Key Features of the Scheme
- Eligibility: Farmers with loans sanctioned between December 12, 2018, and December 12, 2023, from regional rural banks, scheduled commercial banks, and district cooperative central banks in Telangana are eligible.
- Waiver Amount: The scheme covers loan waivers up to ₹2 lakh per eligible farmer family, including the outstanding principal and applicable interest as of December 9, 2023.
- Implementation Dates: The waiver is structured in phases, with different amounts being waived on specified dates.
How to Check the Telangana Crop Loan Waiver List 2024 Online
Farmers who are part of the scheme can verify their inclusion in the beneficiary list online. Follow these steps to check the list:
- Visit the Official Website: Go to the Crop Loan Waiver Scheme’s official portal at clw.telangana.gov.in.
- Log In: Enter your username and password to access the CLW portal.
- Access the List: Navigate to the dashboard to find the district-wise loan waiver list or beneficiary list.
- Search for Your Name: Use the CTRL+F command to search for your name, district, and account number within the list.
- Verify Details: Once you locate your details, you can confirm your inclusion in the scheme and access additional information.
District wise Crop Loan Waiver List 2024, Phase 1 and Phase 2 details are given below:
Eligibility Criteria for the TS Crop Loan Waiver Scheme 2024
To benefit from the Telangana Crop Loan Waiver Scheme 2024, farmers must meet the following eligibility requirements:
- Residency: Applicants must be native and permanent residents of Telangana.
- Loan Type: Only short-term crop loans from designated banks within the state are eligible.
- Sanction Period: Loans must have been sanctioned between December 12, 2018, and December 12, 2023.
- Family Verification: The eligibility is determined using the Food Security Card maintained by the Civil Supplies Department, which includes the farmer, spouse, and children.
Timeline for Loan Waiver Implementation
The Telangana government has outlined a clear timeline for the waiver process:
- Loans Below ₹1 Lakh: Waived on July 18, 2024.
- Loans Between ₹1 Lakh and ₹1.5 Lakh: Waived by the end of 3 July 2024.
- Loans Above ₹1.5 Lakh up to ₹2 Lakh: Waived by August 14, 2024.
A total of ₹7,000 crore will be credited to the accounts of eligible farmers, ensuring that the loan waiver process is concluded efficiently by the end of August 2024.
How to Apply for the Telangana Crop Loan Waiver Scheme 2024
Farmers who have not yet applied for the Crop Loan Waiver Scheme can do so through the official website. Here are the steps to apply or update your information:
- Visit the Official Portal: Navigate to clw.telangana.gov.in.
- Log In: Enter your credentials, including username and password.
- Access the Application Form: Go to the CLW dashboard and fill out the application form with accurate details.
- Upload Required Documents: Submit necessary documents such as your Aadhar card, loan details, and PAN card.
- Submit Your Application: Complete the process by submitting your details and ensuring all information is up-to-date.
According to government guidelines, banks are responsible for submitting the eligible farmers’ data and crop loan account details for the scheme’s implementation. However, farmers must ensure they provide accurate information.
District-Wise and Village-Wise Crop Loan Waiver List
The district-wise and village-wise crop loan waiver list, also known as the Telangana Rythu Runa Mafi List, will be released by the end of July 2024. This list includes farmers whose loan amount qualifies for a waiver of up to ₹2 lakh. Farmers can check their status and updates by downloading the list from the portal.
Districts Included in the Waiver List
Here is a list of districts where farmers can check their beneficiary status:
- Adilabad
- Karimnagar
- Warangal
- Nalgonda
- Hyderabad
- Bhadradri Kothagudem
- Wanaparthy
- Suryapet
- Yadadri Bhuvanagiri
- Sangareddy
- Siddipet
- Ranga Reddy
- Rajanna Sircilla
- Peddapalli
- Nizamabad
- Nirmal
- Narayanpet
- Nagarkurnool
- Mulugu
- Medchal Malkajgiri
- Medak
- Mancherial
- Mahabubnagar
- Mahabubabad
- Kumuram Bheem Asifabad
- Khammam
- Kamareddy
- Jogulamba Gadwal
- Jayashankar Bhupalapally
- Jangoan
- Jagitial
Conclusion
The Telangana Crop Loan Waiver Scheme 2024 represents a significant step towards alleviating the financial burden on farmers in the state. By providing a substantial loan waiver, the government aims to empower farmers and enhance their economic stability. Farmers are encouraged to verify their eligibility and apply through the official portal to take full advantage of this initiative. For further details and updates, visit the official website at clw.telangana.gov.in.