The Mukhyamantri Majhi Ladki Bahin Yojana has become Maharashtra’s flagship women empowerment initiative, providing monthly financial assistance of ₹1,500 to eligible women across the state. However, in September 2025, the Maharashtra government made a crucial announcement that has impacted all 2.25 crore beneficiaries – the mandatory completion of eKYC (electronic Know Your Customer) process. This comprehensive guide provides everything you need to know about completing your Ladki Bahin Yojana eKYC successfully.
Understanding Ladki Bahin Yojana eKYC: What It Is and Why It Matters
The Ladki Bahin Yojana eKYC is an electronic identity verification process implemented by the Maharashtra government to ensure only eligible women receive benefits under the scheme. This Aadhaar-based verification system confirms that beneficiary details are accurate and prevents fraudulent claims.
On September 18, 2025, the Maharashtra Women and Child Development Department issued a Government Resolution making eKYC mandatory for all scheme beneficiaries. The decision came after the government discovered approximately 26.34 lakh ineligible beneficiaries, including men, who had fraudulently enrolled in the scheme and received payments.
Women and Child Development Minister Aditi Tatkare emphasized that this process ensures transparency in the scheme and guarantees that monthly benefits reach only genuine beneficiaries. The eKYC verification also streamlines access to other government welfare schemes in the future.
Current eKYC Deadline and Requirements
Important Dates for eKYC Compliance
The Maharashtra government has established strict timelines for eKYC completion:
- eKYC Start Date: September 18, 2025
- Deadline: Two months from September 18, 2025 (approximately November 17, 2025)
- Future Requirements: Annual eKYC verification every June starting from 2026
Consequences of Non-Compliance
Beneficiaries who fail to complete eKYC within the specified deadline will face immediate consequences. The government has made it clear that monthly payments of ₹1,500 will be withheld for those who do not complete the verification process. This strict enforcement ensures that only verified, eligible women continue receiving benefits.
Complete Eligibility Criteria for Ladki Bahin Yojana
Who Can Apply for the Scheme
The Mukhyamantri Majhi Ladki Bahin Yojana targets women from economically disadvantaged backgrounds with specific eligibility requirements:
Age Requirements: Women must be between 21 and 65 years of age.
Residency: Applicants must be permanent residents of Maharashtra state.
Income Criteria: The combined annual family income should not exceed ₹2.50 lakh.
Marital Status: The scheme covers married women, widows, divorced women, abandoned and destitute women, and one unmarried woman per family.
Banking Requirements: Beneficiaries must have an active bank account linked to their Aadhaar number
Ineligible Categories
Several categories of women are specifically excluded from the scheme:
- Women whose family members are income taxpayers
- Families with regular government employees or pensioners
- Women receiving ₹1,500 or more monthly benefits from other government schemes
- Families owning four-wheeled vehicles (excluding tractors)
- Families with current or former MPs/MLAs
- Women whose family members hold board positions in government corporations
Essential Documents Required for eKYC Process
Primary Documents
To complete the Ladki Bahin Yojana eKYC process successfully, beneficiaries must have the following documents ready:
Aadhaar Card: The 12-digit Aadhaar number and the mobile number linked to Aadhaar are essential.
Bank Account Details: Aadhaar-linked bank account with correct IFSC code and account number.
Mobile Phone: A working smartphone or basic phone to receive OTPs during verification.
Supporting Documents
Additional documentation may be required for profile updates:
Income Certificate: Proof that annual family income is below ₹2.50 lakh.
Marriage Certificate: Required for newly married women or those whose names aren’t on ration cards.
Domicile Proof: If domicile certificate is unavailable, alternatives include 15-year-old ration card, voter ID, birth certificate, or school leaving certificate.
Recent Photograph: Digital copy of beneficiary’s photograph.
Affirmation Letter: Self-declaration letter confirming eligibility criteria.
Step-by-Step eKYC Process: Complete Tutorial
Online eKYC Process
The Maharashtra government has made the eKYC process entirely digital through the official portal. Here’s the detailed step-by-step procedure:
Step 1: Access the Official Portal
Navigate to the official website:
Step 2: Locate eKYC Section
On the homepage, click on the prominently displayed “e-KYC” banner or button.
Step 3: Enter Aadhaar Details
Input your complete 12-digit Aadhaar number exactly as printed on your Aadhaar card. Fill in the captcha code displayed on screen.
Step 4: Provide Consent and Send OTP
Give consent for Aadhaar authentication and click “Send OTP.” You’ll receive a one-time password on your Aadhaar-linked mobile number.
Step 5: OTP Verification
Enter the received OTP and click “Submit” to proceed with authentication.
Step 6: System Verification
The system will automatically check if your eKYC is already completed. If completed, you’ll see a confirmation message. If not, the system will verify your eligibility in the scheme database.
Step 7: Bank Seeding Verification
The system checks if your bank account is properly seeded with Aadhaar. If not linked, you’ll be prompted to complete the bank seeding process.
Offline Assistance Options
Women who cannot complete eKYC online can seek help from authorized personnel:
- Anganwadi workers and supervisors
- Village development officers (Gramsevaks)
- ASHA workers
- Ward officers in municipal areas
- CSC (Common Service Center) operators
- Aple Sarkar centers
Bank Account Seeding: Critical for Payment Success
Understanding Aadhaar Bank Seeding
Bank seeding is the process of linking your Aadhaar number with your bank account in the NPCI (National Payments Corporation of India) mapper system. This linkage is essential for receiving Direct Benefit Transfer (DBT) payments.
How to Complete Bank Seeding
Online Method: Visit https://myaadhaar.uidai.gov.in/, log in with your Aadhaar details, and check “Bank Seeding Status”.
Offline Method: Visit your bank branch with original Aadhaar card and photocopy, fill out the Aadhaar seeding consent form, and submit it to bank officials
Document Required: Original Aadhaar card and one photocopy for bank verification.
Checking Bank Seeding Status
To verify successful bank seeding:
- Visit UIDAI portal myaadhaar.uidai.gov.in
- Login with Aadhaar number and OTP
- Click on “Bank Seeding Status”
- Look for confirmation message: “Congratulation! Your Aadhaar-Bank Mapping has been done”
Common Problems and Troubleshooting Solutions
Technical Issues During eKYC
OTP Not Received: Ensure the mobile number registered with your Aadhaar is active and correct. If your number has changed, visit an Aadhaar enrollment center to update it.
Website Errors: The official portal experiences high traffic, causing temporary glitches. Try accessing the website during off-peak hours or use different browsers.
Captcha Problems: If captcha appears unclear, refresh the page or try using a different device with better internet connectivity.
Payment-Related Issues
Missing Installments Despite eKYC: Check if your bank account is active and correctly linked to Aadhaar. Many payment failures occur due to incorrect IFSC codes or inactive accounts.
Marked as Ineligible: The government is cross-referencing beneficiary data with tax records and other databases. If wrongly excluded, contact the scheme helpdesk at 181 with your documents
Bank Seeding Problems
Failed Bank Mapping: If seeding fails, visit your bank branch immediately with Aadhaar documents. Banks are responsible for resolving mapping issues, not NPCI.
Multiple Bank Accounts: You can link only one bank account with Aadhaar at any time. If multiple accounts exist, subsidies will credit to the last successfully seeded account.
Safety and Fraud Prevention
Official Channels Only
The Maharashtra government has issued stern warnings about fraudulent websites and agents exploiting beneficiaries. Several fake websites have emerged, mimicking the official portal to steal personal information and banking details.
Verified Official Website: Always use https://ladakibahin.maharashtra.gov.in/ekyc
Free Process: The eKYC process is completely free. Never pay money to any individual or agency claiming to help with eKYC completion.
Red Flags to Avoid
Fake Websites: Be cautious of sites like hubcomut.in and other unofficial portals appearing in search results.
Payment Requests: If anyone asks for payment to complete eKYC, report them immediately to authorities.
Personal Information Sharing: Never share your Aadhaar OTP or banking details with unauthorized persons.
Latest Updates and Government Initiatives
Beneficiary Verification Drive Results
The Maharashtra government’s verification exercise has revealed significant irregularities in the scheme enrollment:
- 26.34 lakh ineligible beneficiaries identified and suspended
- 14,000 men fraudulently enrolled and receiving benefits
- ₹1,640 crore estimated loss due to payments to ineligible recipients
- Multiple enrollments from single families exceeding limits
Financial Impact and Budget Allocation
The scheme has a massive financial footprint with significant budget implications:
- ₹46,000 crore annual allocation for the scheme
- ₹21,000 crore disbursed between July and December 2024
- 2.25 crore current beneficiaries receiving monthly payments
Recent Installment Updates
August 2025 Installment: Disbursement began on September 11, 2025, after scrutiny of suspicious accounts.
September 2025 Installment: Expected to be released in combination with October installment around Dussehra festival.
Future Implications and Policy Changes
Annual eKYC Requirement
Starting from 2026, all beneficiaries must complete eKYC verification annually every June. This measure ensures continuous eligibility verification and prevents long-term fraudulent enrollments.
Integration with Other Schemes
Successful eKYC completion will facilitate access to other Maharashtra government welfare schemes. The state plans to use this verification system across multiple programs for better coordination.
Enhanced Scrutiny Measures
The government is implementing robust verification mechanisms:
- Cross-referencing with income tax databases
- Verification of family composition and income
- Regular audits of beneficiary lists
- District-level verification drives
Helpline and Support Services
Official Contact Information
For eKYC-related queries and assistance:
Helpline Number: 181
Official Website: https://ladakibahin.maharashtra.gov.in/ladakibahinscheme
Department Address: Women and Child Development Department, 3rd Floor, New Administrative Building, Madam Cama Road, Mumbai – 400032
District-Level Support
District collectors and women and child development officers are providing support for eKYC completion. Local government offices have been instructed to assist beneficiaries with technical difficulties.
Conclusion: Ensuring Continued Benefits
The mandatory eKYC process for Ladki Bahin Yojana represents a crucial step toward ensuring that government welfare reaches its intended beneficiaries. While the process may seem challenging for some women, particularly those from rural backgrounds, the government has provided multiple support channels and a reasonable two-month deadline for completion.
The success stories emerging from the scheme are powerful motivators for compliance. Women who have completed their eKYC continue receiving their ₹1,500 monthly assistance, which often makes the difference between financial stress and stability. The scheme has empowered millions of women across Maharashtra, supporting education expenses, healthcare needs, and household management.
The eKYC requirement, while adding a verification step, ultimately protects the scheme’s integrity and ensures sustainable funding for genuine beneficiaries. By completing the process within the deadline, eligible women can continue receiving this vital financial support that has become an essential part of their economic independence.
For beneficiaries facing difficulties, remember that help is available through official channels, and the process, though digital, is designed to be accessible to women from all backgrounds. The key is to start the process early, use only official websites, and seek help from authorized personnel when needed.